Transforming Real Estate Marketing in Bolivia

The Potential of Real Estate Crowdlending

Discover how this innovative form of collective financing is revolutionizing real estate investment in Bolivia

1

What is Real Estate Crowdlending?

Real estate crowdlending is a collaborative financing mechanism that allows multiple investors (both individual and institutional) to participate in real estate projects with relatively small contributions. Unlike the traditional model, where financing comes from large banking entities or wealthy investors, this modality democratizes access to quality real estate investments.

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How the Process Works

The process begins when a real estate promoter or developer presents their project to a specialized platform. After a rigorous analysis of feasibility and profitability, the project is published so that interested investors can contribute capital. Investors receive shares proportional to their investment and, as the project progresses, obtain returns as agreed, either through fixed interest or profit sharing.

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Advantages for Investors

Among the main advantages for investors are: portfolio diversification with accessible amounts from USD 1,000, returns superior to traditional financial products (between 8-15% annually), relatively short terms (12-36 months), real backing in real estate assets, and total transparency on project development through periodic reports and digital platforms.

4

Benefits for Developers

Real estate developers find crowdlending to be a flexible alternative to traditional bank financing. They can obtain capital on competitive terms, optimize the project's financial structure, access financing with greater agility, and build direct relationships with potential buyers who have previously invested in the project, increasing the chances of later marketing.

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Crowdlending in Bolivia: Opportunities and Challenges

The Bolivian market presents a promising scenario for real estate crowdlending due to its growing construction sector, especially in cities like Santa Cruz, La Paz, and Cochabamba. However, the development of this financial model faces regulatory and financial education challenges. At Kpiswe Digital, we advise both investors and developers on how to seize these opportunities while navigating the current regulatory environment.